Credit Card Processing

Debit vs. Credit Card Processing: What is the Difference?

By |2019-04-10T13:35:05-07:00July 17th, 2018|Credit Card Processing|

Even though debit and credit cards look similar and they are often used in the same way for purchases, some important differences need to be noted. Too often, customers and business owners consider these cards to be the same thing. But, when it comes to payment processing, they are two separate types of transactions. The

Why We Decided to Rebrand as VeriPay

By |2018-07-31T14:24:32-07:00June 18th, 2018|Credit Card Processing|

When our company was founded, we had the basic goal of making it cheaper and easier than ever for business owners to process credit card payments. Over the years, the technology has changed, and our service has adjusted to match the growing needs in the industry. We know that technology plays a major role in

Simple Steps to Ensure PCI Compliance

By |2018-07-31T14:24:40-07:00June 11th, 2018|Credit Card Processing|

Is your company following all of the right steps to maintain PCI compliance? It often feels like there are never-ending compliance details that need to be met for all aspects of your business. But, it is important that you put the systems in place to avoid problems in the future. Here are a few easy

Using a Gift Card Program

By |2018-07-31T14:35:39-07:00April 10th, 2018|Credit Card Processing|

Gift cards are the most requested gift item on people’s holiday wish lists. Whether you are a small or large business, it is important that you offer gift cards to provide options for your customers. Many small businesses want to accept gift cards, but they assume that gift card use is only for large merchants.

Is Surcharging Allowed for Credit Card Transactions?

By |2018-07-31T14:26:17-07:00March 16th, 2018|Credit Card Processing|

When you look at the amount of money that you are spending on credit card transaction fees, it is understandable why many company’s add-on surcharges for credit card payments. Do you know if surcharging is a legal practice? What is Surcharging? The practice of surcharging means that a business adds a fee that is imposed

What are Levels 2 and 3 Data Processing?

By |2018-07-31T14:26:09-07:00March 9th, 2018|Credit Card Processing|

  In our digital world, more and more businesses and customers are wanting to pay for products and services with credit cards. If you work in a business-to-business or business-to-government environment, then it is important that you can accept credit card payments. Most of the time, the clients don’t want to pay for these transactions

What is Interchange for Credit Card Transactions?

By |2018-07-31T14:25:47-07:00January 17th, 2018|Credit Card Processing|

Interchange is the cost associated with credit card processing: the underlying percentage rate and transaction fee. There are over 300 different interchange rates and fees, so the cost can vary depending on many factors. Typically, a higher risk transaction will cost the merchant a little more. For example, card not present or eCommerce transactions will

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